RAYMOND GAITAN
Providing trusted legal solutions for over 30 years
Areas of Expertise
Bankruptcy.
In October 2005 bankruptcy law changes were passed, individuals wishing to file for Chapter 7 bankruptcy must pass the means test. This test is designed to determine if a person has enough disposable income to repay any of his or her debts. It is a formula that takes your income, expenses and total amount of debt into consideration. I can provide advice for unique situations, custom tailored to your needs and to help you qualify for Chapter 7 & Chapter 13. Many people mistakenly believe that if they file bankruptcy, they will lose all their assets. The truth is, bankruptcy laws are designed to give people in financial distress a second chance.
Real Estate.
I can review documents relating to real estate such as purchase agreements, mortgage documents, title documents, and transfer documents. When a real estate deal goes south, you may have a legal remedy available to you.
Wills & Trusts.
Would you like to avoid probate on your Estate? Is your current Will or Living Trust up to date? I prepare a package of documents for a flat fee that includes a trust, pour over will, power of attorney for property management health care directive and all documents necessary to transfer title of your assets into your trust.
Litigation.
Litigation is an expensive way to resolve a problem. But sometimes, lawsuits are necessary and I will guide you through the process of filing and pursuing a lawsuit. or responding and defending. I will advise you on whether your case is best suited for court, or if we can handle outside of the courtroom by way of mediation.